DreamDesk

  MY  BACKGROUND : Society: "You are so good in studies. Then why you are choosing Commerce ?" 10th grader me : " I like Commerce more" :) MISCONCEPTION I HAD : "Science students are more successful" REALITY: Few days back, I saw a recent IIT-Bombay graduate asking for any job available since he lost his job due to COVID19 and at the same time many Commerce professionals doing much better ! I have seen my friends in science crying over their choices. I am very happy. Commerce has become my love. I studied it with love and devotion, while my friends in science are crying over their choice. MORAL OF THE STORY : Your stream, your college and society's opinions can never decide your future. You can be an artist making millions and you can be an astronaut earning peanuts. IT DEPENDS ON YOU ! QUALITY OF YOUR WORK. I always thank my 16-yearold-self for my decision. 1) Listen to your Intuition. It's always right. Deep inside your heart knows it all

  There's a man. He is married and has a wife. He is also dating other women who is his girlfriend. So here, having a wife represents 'Investing' and dating a girlfriend represents 'Trading'. Difference between 'Investing' and 'trading' :- This is the most common query with all the beginners in market. Let's understand it with the help of this anatomy. ~ Wife is long term. Girlfriend is short term. ~ Wife was arranged by his family So investing is simpler and needs less efforts. He had to propose his girlfriend with lots of efforts. Trading requires special skills. ~Wife gives him happiness in the long run in the form of children and family life. Investing gives benefits of compounding of capital. Girlfriend gives him quick happiness. Trading can give quick profit. ~ He had to commit to his wife for a very long time. Investor expects long term gain. ~ He often leaves his girlfriend when he gets bored. Trader is concerned with profit. ~

Disclaimer : By quitting I don't mean deleting your Instagram account. It means deactivating. I keep my Instagram deactivated and reactivate it occasionally for 1 week. As per their policy, after reactivation of your account, you can deactivate it only after 1 week.  1)No Endless scrolling - News feed is designed to keep you glued to the screen and you end up scrolling it meaninglessly.   2) No Inferiority complex - we often tend to compare our life's 'behind the scenes' with 'Highlights' of other people's lives and subconsciously envy their perfect lives in their polished pictures.  3) No waiting for those red notifications : Each time I got those cute , little notifications, I used to get those shots of dopamine. That made me so restless for likes,comments and follow request.  4 ) Add value to your life - Instagram practically gave me nothing other than those shots of dopamine and frustration. Do you earn anything on insta ? At LinkedIn provides good net

1) Value on spending :- Are you spending your money on asset or liability? What value will it bring to you ?whatever you spend your money on, it should bring some value to you, your career and your future. So replace Netflix subscription with online course, replace movie tickets with books. See the picture below to know correct money management. 2) Investing :- While saving is putting money to rest, investing is putting money to work for you. The only con is it has certain risk, but with right knowledge and experience you can be a successful investor. You can choose from various investing options such as equity, gold, real estate. 3) Tracking your finance :- Maintaining a journal is most important thing. Be it inflow or outflow, be it gain or loss, be it anything, Record them all and analyse it. 4) Achieving your goals :- We give example of investor billionaire Warren Buffet about how a non-tech person became a billionaire by just investing. But do we ever understand He Had

  1)Get your documents ready - Aadhar card and PAN card are most important. Make sure every information is correct. 2) Choose a discount broker and open your Demat account - you can choose from Zerodha , Upstox , 5Paisa etc. 3) Picking stocks : That's where the real game starts. It needs a separate post. In brief, think long term, look at the business , not the price. ~ Buy and hold ~ Do your own analysis ~ Read from 'Varsity' app ~ Start small ( don't invest more than 1000 rs. at first ) 4) Learn as much as possible - Read books, understand how market works , ask your seniors who are in into finance , have 'Learning attitude' instead of 'earning attitude.' 5) Maintain a journal - Record each and every move you make in your journal. Keep on understanding. 6) Be patient - An expert at anything was once a beginner. You just have to start. There are strong chances that you will face losses at first , but patience is the key . Nobody gets anyth

  1) Be self-dependent . Never depend on anyone for anything. From making your food to using computer, know it all. Don't hesitate to ask for help when necessary, but try your best to learn everything yourself. Independence is power. 2) Never give up . 97% of the people are employed by 3% who never give up. Your dreams should be your biggest priority. 3) Expect less , but ask anyway, apply anyway, post that article anyway and do it anyway. You never know when things can turn out to be in your favour. Try this today ! 4) Never look down upon yourself. In the long run , how others see you depends largely upon how you see yourself . Take care of yourself physically, mentally and intellectually. Self-pity is the worst thing one can do for himself while keeping himself happy is the best thing he can do for himself. 5) Never let anyone decide what you can do and what you cannot, not even your parents . Listen to your own voice. Don't give up on your dreams. You are not born to